Looking for New Jersey Medicare Advantage Plans? Enter your ZIP below to compare affordable or $0 premium plans in your area.
There are 64 different Medicare Advantage (Medicare Part C) plans available in parts of New Jersey for 2024. 1 Not every plan is available in each county, so it's important to find out which ones are offered where you live.
A licensed insurance agent can help you compare the availability, benefits and costs of Medicare Advantage plans in your area of New Jersey. Read below to learn more about Medicare in your state.
The average premium for a Medicare Advantage plan in New Jersey is $19.92 per month for 2024. 1
Individual plan premiums, deductibles and out-of-pocket costs may vary greatly depending on where you live and the plan you have.
You can view the 2024 average New Jersey Medicare Advantage plan monthly premiums by county listed below in this guide.
A licensed insurance agent can help you compare Medicare Advantage plan costs in your area.
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TTY 711, 24/7The following table includes cost information and other plan details for Medicare advantage plans available in New Jersey in 2024
Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
---|---|---|---|---|---|---|
Erickson Advantage Guardian (HMO-POS I-SNP) | H5652-003-000 | $0.00 | $0.00 | $500.00 | Yes | 5 out of 5 stars |
UHC Nursing Home Plan EX-F003 (PPO I-SNP) | H0710-026-000 | $33.50 | $545.00 | $2,300.00 | Yes | 5 out of 5 stars |
UHC Care Advantage NJ-E001 (PPO I-SNP) | H0710-056-000 | $34.00 | $0.00 | $1,000.00 | Yes | 5 out of 5 stars |
HumanaChoice H5216-170 (PPO) | H5216-170-000 | $39.00 | $250.00 | $6,500.00 | Yes | 4.5 out of 5 stars |
HumanaChoice H5216-169 (PPO) | H5216-169-000 | $0.00 | $275.00 | $7,995.00 | Yes | 4.5 out of 5 stars |
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TTY 711, 24/7If you want to enroll in Medicare Advantage in New Jersey, you must first be enrolled in Medicare Part A and Part B, often referred to as Original Medicare.
To be eligible for Original Medicare at age 65, you must meet the following requirements:
You may also be eligible for Medicare benefits under 65 if:
If you have ESRD, you may be able to enroll in a Medicare Advantage plan or a New Jersey Medicare Special Needs Plan (SNP) that is specifically designed to help meet your health care needs.
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TTY 711, 24/7The first time you may be able to enroll in a New Jersey Medicare Part C plan in New Jersey is during your Medicare Initial Enrollment Period (IEP).
Your Medicare IEP starts three months before your 65 th birthday. It includes the month of your 65 th birthday and then continues for another three months after your birthday.
Additional times at which you may sign up for a Medicare Advantage plan include:
Medicare Advantage Open Enrollment Period: January 1 – March 31
If you're already enrolled in a Part C plan, from January 1 to March 31 every year, you may switch Medicare Advantage plans or drop your Medicare Advantage plan and return to Original Medicare.
If you return to Original Medicare during this period, you'll be able to join a Medicare standalone prescription drug plan (Medicare Part D).
Fall Medicare Open Enrollment Period (AEP): October 15 – December 7
From October 15 to December 7 every year, you may enroll in a Medicare Advantage plan or switch from one Medicare Advantage plan to another.
You may also drop your existing Medicare Advantage plan and return to Original Medicare.
During the fall open enrollment period (also known as the Annual Enrollment Period or "AEP"), you may also join, switch or drop a Medicare Part D plan.
You may potentially be granted a Medicare Special Enrollment Period (SEP) at any time throughout the year for qualifying circumstances.
A licensed insurance agent can help you find out if you qualify for a Medicare Special Enrollment Period.